Madison County Down Payment Assistance + Rehabilitation Grant
Assistance grant · Forgiven over 10 yrs · Income limits
Down payment assistance · Madison County
Buying a home in Chittenango, NY
1 county program and 3 statewide.Chittenango has no program of its own, 1 across Madison County, and 3 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Chittenango
No program of Chittenango’s own yet
No program run for Chittenango alone is listed. A home in Chittenango can use Madison County’s programs below, plus the New York statewide and federal ones.
The closest city that runs its own program is Rome, about 24 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MadisonAnywhere in Madison County
1 county program1 county program a Chittenango homebuyer can use
The Chittenango marketThe Chittenango housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Chittenango
- 65.9% single-familysingle-family
- 0.8% townhousetownhouse
- 12.3% 2–4 units2–4 units
- 20.7% 5+ unitscondo & apartment buildings (5+ units)
- 0.2% mobile & othermobile home & other
About condos. Chittenango’s one local program does not list condos as eligible. Madison County Down Payment Assistance + Rehabilitation Grant lists single-family detached, 2-family owner-occupied and manufactured home (on owned land).
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Chittenango’s homes were built
pre-19401970s2020+
61.2%
of Chittenango homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$106,800
County area median income, 4 people (HUD)HUD area median income, Madison County, 4-person household (2026)
$70,786
Chittenango median household incomeMedian household income in Chittenango (Census, 2024)
10 of the 66 programs here set their income limit as a share of Madison County’s area median income, adjusted for household size. See the published limits for Madison County
Free help nearbyFree help near Chittenango
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Chittenango’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Madison County Down Payment Assistance + Rehabilitation Grant asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
Chittenango questions
Does Chittenango have its own down payment program?
No program run for Chittenango alone is listed. A home in Chittenango can use the 1 program that cover Madison County and the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Chittenango?
Chittenango’s one local program does not list condos as eligible. Madison County Down Payment Assistance + Rehabilitation Grant lists single-family detached, 2-family owner-occupied and manufactured home (on owned land). Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Madison County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Madison County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Chittenango?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Chittenango. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
13037
Nearby in Madison
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.