Habitat for Humanity of Knox County - Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Knox County
Buying a home in Apple Valley, OH
1 county program and 7 statewide.Apple Valley has no program of its own, 1 across Knox County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Apple Valley
No program of Apple Valley’s own yet
No program run for Apple Valley alone is listed. A home in Apple Valley can use Knox County’s programs below, plus the Ohio statewide and federal ones.
The closest city that runs its own program is Mansfield, about 24 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in KnoxAnywhere in Knox County
1 county program1 county program a Apple Valley homebuyer can use
The Apple Valley marketThe Apple Valley housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Apple Valley
- 99.3% single-familysingle-family
- 0.7% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. Apple Valley’s one local program does not list condos as eligible. Habitat for Humanity of Knox County - Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Apple Valley’s homes were built
pre-19401970s2020+
18.2%
of Apple Valley homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$95,000
County area median income, 4 people (HUD)HUD area median income, Knox County, 4-person household (2026)
$100,593
Apple Valley median household incomeMedian household income in Apple Valley (Census, 2024)
11 of the 70 programs here set their income limit as a share of Knox County’s area median income, adjusted for household size. See the published limits for Knox County
Free help nearbyFree help near Apple Valley
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Apple Valley’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Knox County - Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Apple Valley questions
Does Apple Valley have its own down payment program?
No program run for Apple Valley alone is listed. A home in Apple Valley can use the 1 program that cover Knox County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Apple Valley?
Apple Valley’s one local program does not list condos as eligible. Habitat for Humanity of Knox County - Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Knox County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Knox County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Apple Valley?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Nearby in Knox
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.