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Down payment assistance

Buying a home in Fruitdale, OR

0 statewide.

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What’s local to Fruitdale

No program run for Fruitdale or for Josephine County alone is listed. A home in Fruitdale can use the Oregon statewide and federal programs below.

The closest city that runs its own program is Tigard, about 210 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Josephine County

How programs here set their income limits

$76,700
County area median income, 4 people (HUD)

See the published limits for Josephine County

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Across Oregon and nationwide

62 statewide & federal programs

Fruitdale questions

Does Fruitdale have its own down payment program?

No program run for Fruitdale alone is listed. A home in Fruitdale can use the 0 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Fruitdale?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Josephine County?

Each program sets its own. 8 of the programs here set theirs as a share of HUD’s area median income for Josephine County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Fruitdale?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.