NCRA Homebuyer Assistance
Deferred second loan · New construction · Income limits
Down payment assistance · Clackamas County
Buying a home in Molalla, OR
1 county program and 0 statewide.Molalla has no program of its own, 1 across Clackamas County, and 0 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Molalla
No program of Molalla’s own yet
No program run for Molalla alone is listed. A home in Molalla can use Clackamas County’s programs below, plus the Oregon statewide and federal ones.
The closest city that runs its own program is Tigard, about 22 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ClackamasAnywhere in Clackamas County
1 county program1 county program a Molalla homebuyer can use
The Molalla marketThe Molalla housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Molalla
- 64.8% single-familysingle-family
- 1.1% townhousetownhouse
- 11% 2–4 units2–4 units
- 19% 5+ unitscondo & apartment buildings (5+ units)
- 4% mobile & othermobile home & other
Condos count. Molalla’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Molalla’s homes were built
pre-19401970s2020+
30.5%
of Molalla homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$128,300
County area median income, 4 people (HUD)HUD area median income, Clackamas County, 4-person household (2026)
$89,318
Molalla median household incomeMedian household income in Molalla (Census, 2024)
9 of the 63 programs here set their income limit as a share of Clackamas County’s area median income, adjusted for household size. See the published limits for Clackamas County
Free help nearbyFree help near Molalla
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Molalla’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.NCRA Homebuyer Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Oregon and nationwide
62 statewide & federal programs0 statewide programs, plus federal options
Molalla questions
Does Molalla have its own down payment program?
No program run for Molalla alone is listed. A home in Molalla can use the 1 program that cover Clackamas County and the 0 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Molalla?
Molalla’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Clackamas County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Clackamas County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Molalla?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Molalla. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
97038
Nearby in Clackamas
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.