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Down payment assistance

Buying a home in Pacific City, OR

0 statewide.

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What’s local to Pacific City

No program run for Pacific City or for Tillamook County alone is listed. A home in Pacific City can use the Oregon statewide and federal programs below.

The closest city that runs its own program is Tigard, about 60 miles away. City programs usually require the home to be inside that city’s limits.

The Pacific City market

Kinds of homes here

  • 89.9% single-family
  • 0% townhouse
  • 2.3% 2–4 units
  • 0% 5+ units
  • 7.9% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

40.7%

of Pacific City homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$87,500
County area median income, 4 people (HUD)
$93,207
Pacific City median household income

See the published limits for Tillamook County

Free help nearby

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Across Oregon and nationwide

62 statewide & federal programs

Pacific City questions

Does Pacific City have its own down payment program?

No program run for Pacific City alone is listed. A home in Pacific City can use the 0 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Pacific City?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Tillamook County?

Each program sets its own. 8 of the programs here set theirs as a share of HUD’s area median income for Tillamook County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Pacific City?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

97135

Sources: agency sites, Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.