Deferred second loan
NeighborWorks UMPQUA Down Payment Assistance Program
First-time homebuyers · New construction · Income limits · 1-unit single-family, condominium, townhome, PUD, manufactured home on owned land
Down payment assistance · Douglas County
Buying a home in Roseburg, OR
1 Roseburg program and 0 statewide.Roseburg has 1 program of its own, and 0 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Roseburg addresses
Roseburg’s own program
The Roseburg marketThe Roseburg housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Roseburg
- 61% single-familysingle-family
- 4.3% townhousetownhouse
- 11.7% 2–4 units2–4 units
- 16.1% 5+ unitscondo & apartment buildings (5+ units)
- 6.9% mobile & othermobile home & other
Condos count. Roseburg’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Roseburg’s homes were built
pre-19401970s2020+
66.4%
of Roseburg homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$76,600
County area median income, 4 people (HUD)HUD area median income, Douglas County, 4-person household (2026)
$53,918
Roseburg median household incomeMedian household income in Roseburg (Census, 2024)
9 of the 63 programs here set their income limit as a share of Douglas County’s area median income, adjusted for household size. See the published limits for Douglas County
Free help nearbyFree help near Roseburg
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Roseburg’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.NeighborWorks UMPQUA Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Oregon and nationwide
62 statewide & federal programs0 statewide programs, plus federal options
Roseburg questions
Does Roseburg have its own down payment program?
Yes, one: NeighborWorks UMPQUA Down Payment Assistance Program, a deferred second loan for first-time homebuyers (new construction, income limits). It is for homes inside Roseburg.
Can I use assistance on a condo in Roseburg?
Roseburg’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Douglas County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Douglas County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Roseburg?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Roseburg. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
97470
Nearby in Douglas
Sources
Sources: agency sites (June 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.