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Down payment assistance

Buying a home in Bainbridge, PA

1 county program and 5 statewide.

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What’s local to Bainbridge

No program run for Bainbridge alone is listed. A home in Bainbridge can use Lancaster County’s programs below, plus the Pennsylvania statewide and federal ones.

The closest city that runs its own program is York, about 9 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Lancaster

1 county program

The Bainbridge market

Kinds of homes here

  • 87.2% single-family
  • 7.6% townhouse
  • 5.3% 2–4 units
  • 0% 5+ units
  • 0% mobile & other

About condos. Bainbridge’s one local program does not list condos as eligible. Tenfold Lancaster Homebuyer Assistance Program lists single family and manufactured.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

50.6%

of Bainbridge homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$109,200
County area median income, 4 people (HUD)
$99,167
Bainbridge median household income

See the published limits for Lancaster County

Free help nearby

1 HUD-approved counseling agency within 15 miles

Bainbridge’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across Pennsylvania and nationwide

67 statewide & federal programs

Bainbridge questions

Does Bainbridge have its own down payment program?

No program run for Bainbridge alone is listed. A home in Bainbridge can use the 1 program that cover Lancaster County and the 5 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Bainbridge?

Bainbridge’s one local program does not list condos as eligible. Tenfold Lancaster Homebuyer Assistance Program lists single family and manufactured. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Lancaster County?

Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Lancaster County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Bainbridge?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Bainbridge. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

17502

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.