Pike County First Time Homebuyer Program
Deferred second loan · Income limits
Down payment assistance · Pike County
Buying a home in Gold Key Lake, PA
1 county program and 5 statewide.Gold Key Lake has no program of its own, 1 across Pike County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Gold Key Lake
No program of Gold Key Lake’s own yet
No program run for Gold Key Lake alone is listed. A home in Gold Key Lake can use Pike County’s programs below, plus the Pennsylvania statewide and federal ones.
The closest city that runs its own program is Carbondale, about 35 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in PikeAnywhere in Pike County
1 county program1 county program a Gold Key Lake homebuyer can use
The Gold Key Lake marketThe Gold Key Lake housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Gold Key Lake
- 96.9% single-familysingle-family
- 0% townhousetownhouse
- 0% 2–4 units2–4 units
- 3.1% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. Gold Key Lake’s one local program does not list condos as eligible. Pike County First Time Homebuyer Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Gold Key Lake’s homes were built
pre-19401970s2020+
35.1%
of Gold Key Lake homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$100,500
County area median income, 4 people (HUD)HUD area median income, Pike County, 4-person household (2026)
$99,125
Gold Key Lake median household incomeMedian household income in Gold Key Lake (Census, 2024)
10 of the 68 programs here set their income limit as a share of Pike County’s area median income, adjusted for household size. See the published limits for Pike County
Free help nearbyFree help near Gold Key Lake
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Gold Key Lake’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Pike County First Time Homebuyer Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Gold Key Lake questions
Does Gold Key Lake have its own down payment program?
No program run for Gold Key Lake alone is listed. A home in Gold Key Lake can use the 1 program that cover Pike County and the 5 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Gold Key Lake?
Gold Key Lake’s one local program does not list condos as eligible. Pike County First Time Homebuyer Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Pike County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Pike County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Gold Key Lake?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Nearby in Pike
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.