Adams County Homebuyer Assistance Program (Downpayment Assistance)
Deferred second loan · Income limits
Down payment assistance · Adams County
Buying a home in McSherrystown, PA
1 county program and 5 statewide.McSherrystown has no program of its own, 1 across Adams County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to McSherrystown
No program of McSherrystown’s own yet
No program run for McSherrystown alone is listed. A home in McSherrystown can use Adams County’s programs below, plus the Pennsylvania statewide and federal ones.
The closest city that runs its own program is York, about 18 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in AdamsAnywhere in Adams County
1 county program1 county program a McSherrystown homebuyer can use
The McSherrystown marketThe McSherrystown housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in McSherrystown
- 53.3% single-familysingle-family
- 21.6% townhousetownhouse
- 8.1% 2–4 units2–4 units
- 17% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. McSherrystown’s one local program does not list condos as eligible. Adams County Homebuyer Assistance Program (Downpayment Assistance) lists single family, 2-4 unit and manufactured.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When McSherrystown’s homes were built
pre-19401970s2020+
69.5%
of McSherrystown homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$106,800
County area median income, 4 people (HUD)HUD area median income, Adams County, 4-person household (2026)
$61,159
McSherrystown median household incomeMedian household income in McSherrystown (Census, 2024)
10 of the 68 programs here set their income limit as a share of Adams County’s area median income, adjusted for household size. See the published limits for Adams County
Free help nearbyFree help near McSherrystown
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
McSherrystown questions
Does McSherrystown have its own down payment program?
No program run for McSherrystown alone is listed. A home in McSherrystown can use the 1 program that cover Adams County and the 5 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in McSherrystown?
McSherrystown’s one local program does not list condos as eligible. Adams County Homebuyer Assistance Program (Downpayment Assistance) lists single family, 2-4 unit and manufactured. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Adams County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Adams County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near McSherrystown?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
17344
Nearby in Adams
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.