Habitat for Humanity of Beaver County Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Beaver County
Buying a home in Rochester, PA
1 county program and 5 statewide.Rochester has no program of its own, 1 across Beaver County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Rochester
No program of Rochester’s own yet
No program run for Rochester alone is listed. A home in Rochester can use Beaver County’s programs below, plus the Pennsylvania statewide and federal ones.
The closest city that runs its own program is Pittsburgh, about 24 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in BeaverAnywhere in Beaver County
1 county program1 county program a Rochester homebuyer can use
The Rochester marketThe Rochester housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Rochester
- 55.2% single-familysingle-family
- 6.1% townhousetownhouse
- 10.5% 2–4 units2–4 units
- 28.1% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. Rochester’s one local program does not list condos as eligible. Habitat for Humanity of Beaver County Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Rochester’s homes were built
pre-19401970s2020+
89%
of Rochester homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$110,400
County area median income, 4 people (HUD)HUD area median income, Beaver County, 4-person household (2026)
$43,080
Rochester median household incomeMedian household income in Rochester (Census, 2024)
10 of the 68 programs here set their income limit as a share of Beaver County’s area median income, adjusted for household size. See the published limits for Beaver County
Free help nearbyFree help near Rochester
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Rochester’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Beaver County Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Rochester questions
Does Rochester have its own down payment program?
No program run for Rochester alone is listed. A home in Rochester can use the 1 program that cover Beaver County and the 5 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Rochester?
Rochester’s one local program does not list condos as eligible. Habitat for Humanity of Beaver County Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Beaver County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Beaver County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Rochester?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Rochester. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
15074
Nearby in Beaver
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.