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Down payment assistance

Buying a home in Waynesboro, PA

5 statewide.

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What’s local to Waynesboro

No program run for Waynesboro or for Franklin County alone is listed. A home in Waynesboro can use the Pennsylvania statewide and federal programs below.

The closest city that runs its own program is York, about 47 miles away. City programs usually require the home to be inside that city’s limits.

The Waynesboro market

Kinds of homes here

  • 47.4% single-family
  • 18.3% townhouse
  • 19.1% 2–4 units
  • 14.6% 5+ units
  • 0.6% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

71.6%

of Waynesboro homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$99,800
County area median income, 4 people (HUD)
$66,956
Waynesboro median household income

See the published limits for Franklin County

Free help nearby

2 HUD-approved counseling agencies within 15 miles

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Across Pennsylvania and nationwide

67 statewide & federal programs

Waynesboro questions

Does Waynesboro have its own down payment program?

No program run for Waynesboro alone is listed. A home in Waynesboro can use the 5 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Waynesboro?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Franklin County?

Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Franklin County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Waynesboro?

HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Waynesboro. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

17268

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.