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Down payment assistance

Buying a home in Boiling Springs, SC

2 county programs and 11 statewide.

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What’s local to Boiling Springs

No program run for Boiling Springs alone is listed. A home in Boiling Springs can use Spartanburg County’s programs below, plus the South Carolina statewide and federal ones.

The closest city that runs its own program is Spartanburg, about 7 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Spartanburg

2 county programs

4 more programs are for homes in Spartanburg. See them
  • Spartanburg — CommunityWorks City of Spartanburg Homebuyer Assistance Program
  • Spartanburg — City of Spartanburg Homebuyer Assistance Program
  • Spartanburg — Homebuyer Assistance Program
  • Spartanburg — Northside Development Group Spartanburg Home Buyer Assistance

Income limits in Spartanburg County

How programs here set their income limits

$91,200
County area median income, 4 people (HUD)

See the published limits for Spartanburg County

Free help nearby

2 HUD-approved counseling agencies within 15 miles

2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across South Carolina and nationwide

73 statewide & federal programs

Boiling Springs questions

Does Boiling Springs have its own down payment program?

No program run for Boiling Springs alone is listed. A home in Boiling Springs can use the 2 programs that cover Spartanburg County and the 11 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Boiling Springs?

1 of Boiling Springs’s 2 local and county programs accept condos. Habitat for Humanity of Spartanburg Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Spartanburg County?

Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Spartanburg County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Boiling Springs?

HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Boiling Springs. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.