Sumter Habitat for Humanity Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Sumter County
Buying a home in Lakewood, SC
1 county program and 11 statewide.Lakewood has no program of its own, 1 across Sumter County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Lakewood
No program of Lakewood’s own yet
No program run for Lakewood alone is listed. A home in Lakewood can use Sumter County’s programs below, plus the South Carolina statewide and federal ones.
The closest city that runs its own program is Sumter, about 5 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SumterAnywhere in Sumter County
1 county program1 county program a Lakewood homebuyer can use
1 more program is for homes in Sumter. See them 1 program in neighboring cities — for homes inside those cities, not Lakewood
- Sumter — City of Sumter Affordable Homebuyer Program
The Lakewood marketThe Lakewood housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Lakewood
- 79.8% single-familysingle-family
- 0.7% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 19.5% mobile & othermobile home & other
About condos. Lakewood’s one local program does not list condos as eligible. Sumter Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Lakewood’s homes were built
pre-19401970s2020+
34.3%
of Lakewood homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$74,200
County area median income, 4 people (HUD)HUD area median income, Sumter County, 4-person household (2026)
$56,500
Lakewood median household incomeMedian household income in Lakewood (Census, 2024)
12 of the 74 programs here set their income limit as a share of Sumter County’s area median income, adjusted for household size. See the published limits for Sumter County
Free help nearbyFree help near Lakewood
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Lakewood’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Sumter Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Carolina and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Lakewood questions
Does Lakewood have its own down payment program?
No program run for Lakewood alone is listed. A home in Lakewood can use the 1 program that cover Sumter County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Lakewood?
Lakewood’s one local program does not list condos as eligible. Sumter Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Sumter County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Sumter County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lakewood?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Nearby in Sumter
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.