Down-payment assistance
Habitat for Humanity of Horry County Homebuyer Program
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Horry County
Buying a home in Myrtle Beach, SC
2 Myrtle Beach programs and 11 statewide.Myrtle Beach has 2 programs of its own, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Myrtle Beach’s own programs
Down-payment assistance
Housing Authority of Myrtle Beach HCV Homeownership Program
First-time homebuyers · Income limits · Single Family
The Myrtle Beach marketThe Myrtle Beach housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Myrtle Beach
- 38.3% single-familysingle-family
- 8.2% townhousetownhouse
- 8.1% 2–4 units2–4 units
- 40% 5+ unitscondo & apartment buildings (5+ units)
- 5.3% mobile & othermobile home & other
About condos. None of Myrtle Beach’s 2 local and county programs list condos as eligible. Habitat for Humanity of Horry County Homebuyer Program lists single family. Housing Authority of Myrtle Beach HCV Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Myrtle Beach’s homes were built
pre-19401970s2020+
27.8%
of Myrtle Beach homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$86,000
County area median income, 4 people (HUD)HUD area median income, Horry County, 4-person household (2026)
$60,394
Myrtle Beach median household incomeMedian household income in Myrtle Beach (Census, 2024)
12 of the 75 programs here set their income limit as a share of Horry County’s area median income, adjusted for household size. See the published limits for Horry County
Free help nearbyFree help near Myrtle Beach
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Carolina and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Myrtle Beach questions
Does Myrtle Beach have its own down payment program?
Yes, 2: Habitat for Humanity of Horry County Homebuyer Program and Housing Authority of Myrtle Beach HCV Homeownership Program. Each is for homes inside Myrtle Beach.
Can I use assistance on a condo in Myrtle Beach?
None of Myrtle Beach’s 2 local and county programs list condos as eligible. Habitat for Humanity of Horry County Homebuyer Program lists single family. Housing Authority of Myrtle Beach HCV Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Horry County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Horry County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Myrtle Beach?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
29572 · 29575 · 29577 · 29578 · 29579 · 29587 · 29588
Nearby in Horry
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.