First mortgage
Four Bands Community Fund Home Mortgage and Section 502 Loan Program
New construction · Income limits · Single Family · Manufactured · Modular
Down payment assistance · Dewey County
Buying a home in Eagle Butte, SD
1 Eagle Butte program and 8 statewide.Eagle Butte has 1 program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Eagle Butte addresses
Eagle Butte’s own program
The Eagle Butte marketThe Eagle Butte housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Eagle Butte
- 46.4% single-familysingle-family
- 7.7% townhousetownhouse
- 6% 2–4 units2–4 units
- 17.1% 5+ unitscondo & apartment buildings (5+ units)
- 22.8% mobile & othermobile home & other
About condos. Eagle Butte’s one local program does not list condos as eligible. Four Bands Community Fund Home Mortgage and Section 502 Loan Program lists single family, manufactured and modular.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Eagle Butte’s homes were built
pre-19401970s2020+
30%
of Eagle Butte homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$66,400
County area median income, 4 people (HUD)HUD area median income, Dewey County, 4-person household (2026)
$45,741
Eagle Butte median household incomeMedian household income in Eagle Butte (Census, 2024)
11 of the 71 programs here set their income limit as a share of Dewey County’s area median income, adjusted for household size. See the published limits for Dewey County
Free help nearbyFree help near Eagle Butte
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Dakota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Eagle Butte questions
Does Eagle Butte have its own down payment program?
Yes, one: Four Bands Community Fund Home Mortgage and Section 502 Loan Program, a first mortgage (new construction, income limits). It is for homes inside Eagle Butte.
Can I use assistance on a condo in Eagle Butte?
Eagle Butte’s one local program does not list condos as eligible. Four Bands Community Fund Home Mortgage and Section 502 Loan Program lists single family, manufactured and modular. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Dewey County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Dewey County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Eagle Butte?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
57625
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.