Four Bands Community Fund Home Mortgage and Section 502 Loan Program
First mortgage · New construction · Income limits
Down payment assistance · Dewey County
Buying a home in North Eagle Butte, SD
1 county program and 8 statewide.North Eagle Butte has no program of its own, 1 across Dewey County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to North Eagle Butte
No program of North Eagle Butte’s own yet
No program run for North Eagle Butte alone is listed. A home in North Eagle Butte can use Dewey County’s programs below, plus the South Dakota statewide and federal ones.
The closest city that runs its own program is Rapid City, about 117 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in DeweyAnywhere in Dewey County
1 county program1 county program a North Eagle Butte homebuyer can use
The North Eagle Butte marketThe North Eagle Butte housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in North Eagle Butte
- 74.8% single-familysingle-family
- 2.8% townhousetownhouse
- 6.1% 2–4 units2–4 units
- 7.1% 5+ unitscondo & apartment buildings (5+ units)
- 9.3% mobile & othermobile home & other
About condos. North Eagle Butte’s one local program does not list condos as eligible. Four Bands Community Fund Home Mortgage and Section 502 Loan Program lists single family, manufactured and modular.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When North Eagle Butte’s homes were built
pre-19401970s2020+
62%
of North Eagle Butte homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$66,400
County area median income, 4 people (HUD)HUD area median income, Dewey County, 4-person household (2026)
$34,358
North Eagle Butte median household incomeMedian household income in North Eagle Butte (Census, 2024)
11 of the 71 programs here set their income limit as a share of Dewey County’s area median income, adjusted for household size. See the published limits for Dewey County
Free help nearbyFree help near North Eagle Butte
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Dakota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
North Eagle Butte questions
Does North Eagle Butte have its own down payment program?
No program run for North Eagle Butte alone is listed. A home in North Eagle Butte can use the 1 program that cover Dewey County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in North Eagle Butte?
North Eagle Butte’s one local program does not list condos as eligible. Four Bands Community Fund Home Mortgage and Section 502 Loan Program lists single family, manufactured and modular. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Dewey County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Dewey County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near North Eagle Butte?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.