Mortgage credit certificate
SD Housing Tax Credit (MCC)
First-time homebuyers · Income limits
Down payment assistance · Hughes County
Buying a home in Pierre, SD
2 Pierre programs and 6 statewide.Pierre has 2 programs of its own, and 6 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Pierre addresses
Pierre’s own programs
Silent second
Fixed Rate Plus Downpayment Assistance
Income limits
The Pierre marketThe Pierre housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Pierre
- 61.7% single-familysingle-family
- 3% townhousetownhouse
- 5.2% 2–4 units2–4 units
- 19.7% 5+ unitscondo & apartment buildings (5+ units)
- 10.4% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Pierre’s homes were built
pre-19401970s2020+
59.4%
of Pierre homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$109,900
County area median income, 4 people (HUD)HUD area median income, Hughes County, 4-person household (2026)
$77,672
Pierre median household incomeMedian household income in Pierre (Census, 2024)
11 of the 70 programs here set their income limit as a share of Hughes County’s area median income, adjusted for household size. See the published limits for Hughes County
Free help nearbyFree help near Pierre
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Dakota and nationwide
68 statewide & federal programs6 statewide programs, plus federal options
Pierre questions
Does Pierre have its own down payment program?
Yes, 2: SD Housing Tax Credit (MCC) and Fixed Rate Plus Downpayment Assistance. Each is for homes inside Pierre.
Can I use assistance on a condo in Pierre?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Hughes County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Hughes County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Pierre?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Pierre. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
57501
Nearby in Hughes
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.