Assistance grant
Layton City's Home Down Payment Assistance
First-time homebuyers · New construction · Income limits · Single-family detached, townhouse, condominium, PUD
Down payment assistance · Davis County
Buying a home in Layton, UT
1 Layton program, 2 county programs and 10 statewide.Layton has 1 program of its own, 2 more across Davis County, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Layton addresses
Layton’s own program
Anywhere in DavisAnywhere in Davis County
2 county programs2 county programs a Layton homebuyer can also use
The Layton marketThe Layton housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Layton
- 69.3% single-familysingle-family
- 5.2% townhousetownhouse
- 3.7% 2–4 units2–4 units
- 16.4% 5+ unitscondo & apartment buildings (5+ units)
- 5.5% mobile & othermobile home & other
Condos count. 2 of Layton’s 3 local and county programs accept condos. Davis County Homeownership Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Layton’s homes were built
pre-19401970s2020+
25.6%
of Layton homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$117,900
County area median income, 4 people (HUD)HUD area median income, Davis County, 4-person household (2026)
$102,480
Layton median household incomeMedian household income in Layton (Census, 2024)
10 of the 75 programs here set their income limit as a share of Davis County’s area median income, adjusted for household size. See the published limits for Davis County
Free help nearbyFree help near Layton
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.2 of the 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Utah and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Layton questions
Does Layton have its own down payment program?
Yes, one: Layton City's Home Down Payment Assistance, a assistance grant for first-time homebuyers (new construction, income limits). It is for homes inside Layton.
Can I use assistance on a condo in Layton?
2 of Layton’s 3 local and county programs accept condos. Davis County Homeownership Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Davis County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Davis County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Layton?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
84040 · 84041
Nearby in Davis
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.