Deferred second loan
Own in Ogden - DPA Program
Income limits · Single-family detached, townhouse, condominium, PUD
Down payment assistance · Weber County
Buying a home in Ogden, UT
1 Ogden program and 10 statewide.Ogden has 1 program of its own, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Ogden addresses
Ogden’s own program
The Ogden marketThe Ogden housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Ogden
- 60.5% single-familysingle-family
- 4.7% townhousetownhouse
- 12.3% 2–4 units2–4 units
- 19.9% 5+ unitscondo & apartment buildings (5+ units)
- 2.6% mobile & othermobile home & other
Condos count. Ogden’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Ogden’s homes were built
pre-19401970s2020+
65.8%
of Ogden homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$117,900
County area median income, 4 people (HUD)HUD area median income, Weber County, 4-person household (2026)
$72,575
Ogden median household incomeMedian household income in Ogden (Census, 2024)
10 of the 73 programs here set their income limit as a share of Weber County’s area median income, adjusted for household size. See the published limits for Weber County
Free help nearbyFree help near Ogden
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Ogden’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Own in Ogden - DPA Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Utah and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Ogden questions
Does Ogden have its own down payment program?
Yes, one: Own in Ogden - DPA Program, a deferred second loan (forgiven over 5 yrs, income limits). It is for homes inside Ogden.
Can I use assistance on a condo in Ogden?
Ogden’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Weber County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Weber County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Ogden?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Ogden. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
84201 · 84244 · 84401 · 84402 · 84403 · 84404 · 84405 · 84407 · 84408 · 84409 · 84412 · 84414 · 84415
Nearby in Weber
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.