Forgivable loan
Ho-Chunk Nation Down Payment Assistance (DPA) Program
Income limits · single_family
Down payment assistance · Jackson County
Buying a home in Black River Falls, WI
1 Black River Falls program and 9 statewide.Black River Falls has 1 program of its own, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Black River Falls addresses
Black River Falls’s own program
The Black River Falls marketThe Black River Falls housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Black River Falls
- 70.5% single-familysingle-family
- 2.7% townhousetownhouse
- 11.6% 2–4 units2–4 units
- 12.2% 5+ unitscondo & apartment buildings (5+ units)
- 2.9% mobile & othermobile home & other
About condos. Black River Falls’s one local program does not list condos as eligible. Ho-Chunk Nation Down Payment Assistance (DPA) Program lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Black River Falls’s homes were built
pre-19401970s2020+
62%
of Black River Falls homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$86,300
County area median income, 4 people (HUD)HUD area median income, Jackson County, 4-person household (2026)
$66,632
Black River Falls median household incomeMedian household income in Black River Falls (Census, 2024)
11 of the 72 programs here set their income limit as a share of Jackson County’s area median income, adjusted for household size. See the published limits for Jackson County
Free help nearbyFree help near Black River Falls
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Black River Falls’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Ho-Chunk Nation Down Payment Assistance (DPA) Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Wisconsin and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Black River Falls questions
Does Black River Falls have its own down payment program?
Yes, one: Ho-Chunk Nation Down Payment Assistance (DPA) Program, a forgivable loan (forgiven over 5 yrs, income limits). It is for homes inside Black River Falls.
Can I use assistance on a condo in Black River Falls?
Black River Falls’s one local program does not list condos as eligible. Ho-Chunk Nation Down Payment Assistance (DPA) Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Jackson County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Jackson County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Black River Falls?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
54615
Nearby in Jackson
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.