Deferred second loan
Chippewa County Housing Authority Homebuyer Program
Income limits · Single Family
Down payment assistance · Chippewa County
Buying a home in Chippewa Falls, WI
1 Chippewa Falls program and 10 statewide.Chippewa Falls has 1 program of its own, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Chippewa Falls addresses
Chippewa Falls’s own program
The Chippewa Falls marketThe Chippewa Falls housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Chippewa Falls
- 52.3% single-familysingle-family
- 5.1% townhousetownhouse
- 20.4% 2–4 units2–4 units
- 20.2% 5+ unitscondo & apartment buildings (5+ units)
- 2% mobile & othermobile home & other
About condos. Chippewa Falls’s one local program does not list condos as eligible. Chippewa County Housing Authority Homebuyer Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Chippewa Falls’s homes were built
pre-19401970s2020+
63.2%
of Chippewa Falls homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$101,300
County area median income, 4 people (HUD)HUD area median income, Chippewa County, 4-person household (2026)
$57,873
Chippewa Falls median household incomeMedian household income in Chippewa Falls (Census, 2024)
12 of the 73 programs here set their income limit as a share of Chippewa County’s area median income, adjusted for household size. See the published limits for Chippewa County
Free help nearbyFree help near Chippewa Falls
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Chippewa Falls’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Chippewa County Housing Authority Homebuyer Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Wisconsin and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Chippewa Falls questions
Does Chippewa Falls have its own down payment program?
Yes, one: Chippewa County Housing Authority Homebuyer Program, a deferred second loan (income limits). It is for homes inside Chippewa Falls.
Can I use assistance on a condo in Chippewa Falls?
Chippewa Falls’s one local program does not list condos as eligible. Chippewa County Housing Authority Homebuyer Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Chippewa County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Chippewa County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Chippewa Falls?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
54729 · 54774
Nearby in Chippewa
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.