SWCAP Home Buyer Assistance Program
Deferred second loan · Income limits
Down payment assistance · Grant County
Buying a home in Lancaster, WI
1 county program and 10 statewide.Lancaster has no program of its own, 1 across Grant County, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Lancaster
No program of Lancaster’s own yet
No program run for Lancaster alone is listed. A home in Lancaster can use Grant County’s programs below, plus the Wisconsin statewide and federal ones.
The closest city that runs its own program is Janesville, about 87 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in GrantAnywhere in Grant County
1 county program1 county program a Lancaster homebuyer can use
The Lancaster marketThe Lancaster housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Lancaster
- 84.8% single-familysingle-family
- 1% townhousetownhouse
- 1.9% 2–4 units2–4 units
- 11.2% 5+ unitscondo & apartment buildings (5+ units)
- 1.1% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Lancaster’s homes were built
pre-19401970s2020+
63.6%
of Lancaster homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$95,000
County area median income, 4 people (HUD)HUD area median income, Grant County, 4-person household (2026)
$84,302
Lancaster median household incomeMedian household income in Lancaster (Census, 2024)
11 of the 73 programs here set their income limit as a share of Grant County’s area median income, adjusted for household size. See the published limits for Grant County
Free help nearbyFree help near Lancaster
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Lancaster’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.SWCAP Home Buyer Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Wisconsin and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Lancaster questions
Does Lancaster have its own down payment program?
No program run for Lancaster alone is listed. A home in Lancaster can use the 1 program that cover Grant County and the 10 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Lancaster?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Grant County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Grant County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lancaster?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
53813
Nearby in Grant
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.