Washington County Heart & Homestead Earned Down Payment Incentive
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Washington County
Buying a home in Richfield, WI
1 county program and 10 statewide.Richfield has no program of its own, 1 across Washington County, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Richfield
No program of Richfield’s own yet
No program run for Richfield alone is listed. A home in Richfield can use Washington County’s programs below, plus the Wisconsin statewide and federal ones.
The closest city that runs its own program is West Allis, about 19 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WashingtonAnywhere in Washington County
1 county program1 county program a Richfield homebuyer can use
The Richfield marketThe Richfield housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Richfield
- 97.6% single-familysingle-family
- 1.6% townhousetownhouse
- 0.5% 2–4 units2–4 units
- 0.3% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. Richfield’s one local program does not list condos as eligible. Washington County Heart & Homestead Earned Down Payment Incentive lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Richfield’s homes were built
pre-19401970s2020+
43%
of Richfield homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$108,400
County area median income, 4 people (HUD)HUD area median income, Washington County, 4-person household (2026)
$143,963
Richfield median household incomeMedian household income in Richfield (Census, 2024)
11 of the 73 programs here set their income limit as a share of Washington County’s area median income, adjusted for household size. See the published limits for Washington County
Free help nearbyFree help near Richfield
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Wisconsin and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Richfield questions
Does Richfield have its own down payment program?
No program run for Richfield alone is listed. A home in Richfield can use the 1 program that cover Washington County and the 10 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Richfield?
Richfield’s one local program does not list condos as eligible. Washington County Heart & Homestead Earned Down Payment Incentive lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Washington County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Washington County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Richfield?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Richfield. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
53076
Nearby in Washington
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.