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Down payment assistance

Buying a home in Ripon, WI

10 statewide.

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What’s local to Ripon

No program run for Ripon or for Fond du Lac County alone is listed. A home in Ripon can use the Wisconsin statewide and federal programs below.

The closest city that runs its own program is Oshkosh, about 19 miles away. City programs usually require the home to be inside that city’s limits.

The Ripon market

Kinds of homes here

  • 65.5% single-family
  • 1.1% townhouse
  • 6% 2–4 units
  • 25.9% 5+ units
  • 1.5% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

67.5%

of Ripon homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$105,800
County area median income, 4 people (HUD)
$54,763
Ripon median household income

See the published limits for Fond du Lac County

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Across Wisconsin and nationwide

72 statewide & federal programs

Ripon questions

Does Ripon have its own down payment program?

No program run for Ripon alone is listed. A home in Ripon can use the 10 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Ripon?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Fond du Lac County?

Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Fond du Lac County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Ripon?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

54971

Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.