Home-Buy the American Dream (HBAD)
Shared-appreciation loan · Income limits
Down payment assistance · Dane County
Buying a home in Rutland, WI
3 county programs and 10 statewide.Rutland has no program of its own, 3 across Dane County, and 10 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Rutland
No program of Rutland’s own yet
No program run for Rutland alone is listed. A home in Rutland can use Dane County’s programs below, plus the Wisconsin statewide and federal ones.
The closest city that runs its own program is Janesville, about 22 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in DaneAnywhere in Dane County
3 county programs3 county programs a Rutland homebuyer can use
Income limits in Dane County
How programs here set their income limits
$135,300
County area median income, 4 people (HUD)HUD area median income, Dane County, 4-person household (2026)
14 of the 75 programs here set their income limit as a share of Dane County’s area median income, adjusted for household size. See the published limits for Dane County
Free help nearbyFree help near Rutland
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Wisconsin and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Rutland questions
Does Rutland have its own down payment program?
No program run for Rutland alone is listed. A home in Rutland can use the 3 programs that cover Dane County and the 10 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Rutland?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Dane County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Dane County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Rutland?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Rutland. Create a free account and take the 90-second match to see the ones near you.
Nearby in Dane
Sources
Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.