Down-payment assistance
Habitat for Humanity of Laramie County Homeownership Program
New construction · Income limits · Single Family
Down payment assistance · Laramie County
Buying a home in Cheyenne, WY
1 Cheyenne program and 14 statewide.Cheyenne has 1 program of its own, and 14 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Cheyenne addresses
Cheyenne’s own program
The Cheyenne marketThe Cheyenne housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Cheyenne
- 64.4% single-familysingle-family
- 10.6% townhousetownhouse
- 11.5% 2–4 units2–4 units
- 11% 5+ unitscondo & apartment buildings (5+ units)
- 2.5% mobile & othermobile home & other
About condos. Cheyenne’s one local program does not list condos as eligible. Habitat for Humanity of Laramie County Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Cheyenne’s homes were built
pre-19401970s2020+
56.8%
of Cheyenne homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,400
County area median income, 4 people (HUD)HUD area median income, Laramie County, 4-person household (2026)
$78,839
Cheyenne median household incomeMedian household income in Cheyenne (Census, 2024)
12 of the 77 programs here set their income limit as a share of Laramie County’s area median income, adjusted for household size. See the published limits for Laramie County
Free help nearbyFree help near Cheyenne
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Cheyenne’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Laramie County Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Wyoming and nationwide
76 statewide & federal programs14 statewide programs, plus federal options
Cheyenne questions
Does Cheyenne have its own down payment program?
Yes, one: Habitat for Humanity of Laramie County Homeownership Program, a down-payment assistance (new construction, income limits). It is for homes inside Cheyenne.
Can I use assistance on a condo in Cheyenne?
Cheyenne’s one local program does not list condos as eligible. Habitat for Humanity of Laramie County Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Laramie County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Laramie County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Cheyenne?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Cheyenne. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
82001 · 82002 · 82003 · 82006 · 82007 · 82008 · 82009 · 82010
Nearby in Laramie
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.