Mountain Spirit Habitat for Humanity Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Park County
Buying a home in Cody, WY
1 county program and 14 statewide.Cody has no program of its own, 1 across Park County, and 14 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Cody
No program of Cody’s own yet
No program run for Cody alone is listed. A home in Cody can use Park County’s programs below, plus the Wyoming statewide and federal ones.
Anywhere in ParkAnywhere in Park County
1 county program1 county program a Cody homebuyer can use
The Cody marketThe Cody housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Cody
- 67.2% single-familysingle-family
- 6.3% townhousetownhouse
- 13.3% 2–4 units2–4 units
- 6.7% 5+ unitscondo & apartment buildings (5+ units)
- 6.5% mobile & othermobile home & other
About condos. Cody’s one local program does not list condos as eligible. Mountain Spirit Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Cody’s homes were built
pre-19401970s2020+
47.7%
of Cody homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$100,400
County area median income, 4 people (HUD)HUD area median income, Park County, 4-person household (2026)
$72,570
Cody median household incomeMedian household income in Cody (Census, 2024)
13 of the 77 programs here set their income limit as a share of Park County’s area median income, adjusted for household size. See the published limits for Park County
Free help nearbyFree help near Cody
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Cody’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Mountain Spirit Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Wyoming and nationwide
76 statewide & federal programs14 statewide programs, plus federal options
Cody questions
Does Cody have its own down payment program?
No program run for Cody alone is listed. A home in Cody can use the 1 program that cover Park County and the 14 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Cody?
Cody’s one local program does not list condos as eligible. Mountain Spirit Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Park County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Park County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Cody?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
82414
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.