Deferred second loan
Homeownership Assistance Program (City of Auburn)
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Lee County
Buying a home in Auburn, AL
1 Auburn program, 1 county program and 9 statewide.Auburn has 1 program of its own, 1 more across Lee County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Auburn addresses
Auburn’s own program
Anywhere in LeeAnywhere in Lee County
1 county program1 county program a Auburn homebuyer can also use
1 more program is for homes in Opelika. See them 1 program in neighboring cities — for homes inside those cities, not Auburn
- Opelika — Home Buyers Loan Program (City of Opelika)
The Auburn marketThe Auburn housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Auburn
- 48.4% single-familysingle-family
- 8.3% townhousetownhouse
- 8.3% 2–4 units2–4 units
- 31.3% 5+ unitscondo & apartment buildings (5+ units)
- 3.7% mobile & othermobile home & other
About condos. None of Auburn’s 2 local and county programs list condos as eligible. Homeownership Assistance Program (City of Auburn) lists single family. Auburn Opelika Habitat for Humanity Homeownership Program lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Auburn’s homes were built
pre-19401970s2020+
20.4%
of Auburn homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$108,900
County area median income, 4 people (HUD)HUD area median income, Lee County, 4-person household (2026)
$63,668
Auburn median household incomeMedian household income in Auburn (Census, 2024)
15 of the 73 programs here set their income limit as a share of Lee County’s area median income, adjusted for household size. See the published limits for Lee County
Free help nearbyFree help near Auburn
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Alabama and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Auburn questions
Does Auburn have its own down payment program?
Yes, one: Homeownership Assistance Program (City of Auburn), a deferred second loan for first-time homebuyers (new construction, income limits). It is for homes inside Auburn.
Can I use assistance on a condo in Auburn?
None of Auburn’s 2 local and county programs list condos as eligible. Homeownership Assistance Program (City of Auburn) lists single family. Auburn Opelika Habitat for Humanity Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Lee County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Lee County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Auburn?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Auburn. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
36830 · 36831 · 36832
Nearby in Lee
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.