Auburn Opelika Habitat for Humanity Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Lee County
Buying a home in Smiths Station, AL
1 county program and 9 statewide.Smiths Station has no program of its own, 1 across Lee County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Smiths Station
No program of Smiths Station’s own yet
No program run for Smiths Station alone is listed. A home in Smiths Station can use Lee County’s programs below, plus the Alabama statewide and federal ones.
The closest city that runs its own program is Opelika, about 18 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in LeeAnywhere in Lee County
1 county program1 county program a Smiths Station homebuyer can use
The Smiths Station marketThe Smiths Station housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Smiths Station
- 73.6% single-familysingle-family
- 0% townhousetownhouse
- 2.8% 2–4 units2–4 units
- 0.2% 5+ unitscondo & apartment buildings (5+ units)
- 23.5% mobile & othermobile home & other
About condos. Smiths Station’s one local program does not list condos as eligible. Auburn Opelika Habitat for Humanity Homeownership Program lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Smiths Station’s homes were built
pre-19401970s2020+
33.8%
of Smiths Station homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$108,900
County area median income, 4 people (HUD)HUD area median income, Lee County, 4-person household (2026)
$64,669
Smiths Station median household incomeMedian household income in Smiths Station (Census, 2024)
14 of the 72 programs here set their income limit as a share of Lee County’s area median income, adjusted for household size. See the published limits for Lee County
Free help nearbyFree help near Smiths Station
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
Smiths Station’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Auburn Opelika Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Alabama and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Smiths Station questions
Does Smiths Station have its own down payment program?
No program run for Smiths Station alone is listed. A home in Smiths Station can use the 1 program that cover Lee County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Smiths Station?
Smiths Station’s one local program does not list condos as eligible. Auburn Opelika Habitat for Humanity Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Lee County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Lee County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Smiths Station?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Smiths Station. Create a free account and take the 90-second match to see the ones near you.
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.