Down payment assistance · Shelby County
Buying a home in Lake Purdy, AL
9 statewide.Lake Purdy has no program of its own, and 9 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Lake Purdy
No program of Lake Purdy’s own yet
No program run for Lake Purdy or for Shelby County alone is listed. A home in Lake Purdy can use the Alabama statewide and federal programs below.
The closest city that runs its own program is Birmingham, about 9 miles away. City programs usually require the home to be inside that city’s limits.
Income limits in Shelby County
How programs here set their income limits
13 of the 71 programs here set their income limit as a share of Shelby County’s area median income, adjusted for household size. See the published limits for Shelby County
Free help nearbyFree help near Lake Purdy
7 HUD-approved counseling agencies within 15 miles7 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Alabama and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Lake Purdy questions
Does Lake Purdy have its own down payment program?
No program run for Lake Purdy alone is listed. A home in Lake Purdy can use the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Lake Purdy?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Shelby County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Shelby County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Lake Purdy?
HUD-approved housing counseling agencies teach homebuyer classes, and 7 agencies are within 15 miles of Lake Purdy. Create a free account and take the 90-second match to see the ones near you.
Nearby in Shelby
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.