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Down payment assistance

Buying a home in Indian Springs Village, AL

9 statewide.

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What’s local to Indian Springs Village

No program run for Indian Springs Village or for Shelby County alone is listed. A home in Indian Springs Village can use the Alabama statewide and federal programs below.

The closest city that runs its own program is Birmingham, about 12 miles away. City programs usually require the home to be inside that city’s limits.

The Indian Springs Village market

Kinds of homes here

  • 97.1% single-family
  • 0% townhouse
  • 0% 2–4 units
  • 2.9% 5+ units
  • 0% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

47.9%

of Indian Springs Village homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$104,100
County area median income, 4 people (HUD)
$136,836
Indian Springs Village median household income

See the published limits for Shelby County

Free help nearby

7 HUD-approved counseling agencies within 15 miles

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Across Alabama and nationwide

71 statewide & federal programs

Indian Springs Village questions

Does Indian Springs Village have its own down payment program?

No program run for Indian Springs Village alone is listed. A home in Indian Springs Village can use the 9 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Indian Springs Village?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Shelby County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Shelby County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Indian Springs Village?

HUD-approved housing counseling agencies teach homebuyer classes, and 7 agencies are within 15 miles of Indian Springs Village. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.