City of Tuscaloosa Down Payment Assistance Program
City of Tuscaloosa, Office of Community & Neighborhood Services
Forgivable loan · New construction · Income limits
Down payment assistance
74 programs a Tuscaloosa buyer could use — grants, forgivable loans, and tax credits. Free to explore, no SSN, no credit pull.
Free forever · No credit pull · 90 seconds
Programs available
Open to first-time buyers
Forgivable
Largest award
City of Tuscaloosa, Office of Community & Neighborhood Services
Forgivable loan · New construction · Income limits
Habitat for Humanity of Tuscaloosa
Down-payment assistance · New construction · Income limits
Tuscaloosa Housing Authority (subrecipient of City of Tuscaloosa Office of Federal Programs)
Forgivable loan · Forgiven over 15 yrs · Income limits
Renaissance Community Loan Fund (RCLF)
Forgivable loan · Income limits
Alabama Housing Finance Authority (AHFA)
Mortgage credit certificate · Income limits
Assistance grant · New construction · Income limits
Hope Credit Union (Hope Enterprise Corporation)
First mortgage · Income limits
U.S. Department of Housing and Urban Development (HUD), Office of Native American Programs (ONAP)
First mortgage · New construction · Income limits
USDA Rural Development - Alabama (Rural Housing Service)
First mortgage · New construction · Income limits
Assistance grant · New construction · Income limits
Assistance grant · New construction · Income limits
USDA Rural Development, Alabama State Office
First mortgage · New construction · Income limits
Assistance grant · Income limits
First mortgage
Assistance grant · Income limits
Deferred second loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · New construction
Forgivable loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · New construction · Income limits
Assistance grant
Deferred second loan · Forgiven over 3 yrs · Income limits
Assistance grant
Assistance grant
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Shared-appreciation loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Deferred second loan · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Assistance grant · New construction · Income limits
Assistance grant
Assistance grant
Assistance grant · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
First mortgage · Income limits
Assistance grant · Income limits
Income limits near Tuscaloosa
HUD puts the 2026 area median income for Tuscaloosa County at $93,000 for a four-person household. Published limits for Alabama →
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