Habitat for Humanity of Tuscaloosa Path to Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Tuscaloosa County
Buying a home in Vance, AL
1 county program and 9 statewide.Vance has no program of its own, 1 across Tuscaloosa County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Vance
No program of Vance’s own yet
No program run for Vance alone is listed. A home in Vance can use Tuscaloosa County’s programs below, plus the Alabama statewide and federal ones.
The closest city that runs its own program is Tuscaloosa, about 20 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in TuscaloosaAnywhere in Tuscaloosa County
1 county program1 county program a Vance homebuyer can use
2 more programs are for homes in Tuscaloosa. See them 2 programs in neighboring cities — for homes inside those cities, not Vance
- Tuscaloosa — City of Tuscaloosa Down Payment Assistance Program
- Tuscaloosa — Tuscaloosa Housing Authority HOME-Assisted Homebuyer Program
The Vance marketThe Vance housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Vance
- 85.4% single-familysingle-family
- 0% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 14.6% mobile & othermobile home & other
About condos. Vance’s one local program does not list condos as eligible. Habitat for Humanity of Tuscaloosa Path to Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Vance’s homes were built
pre-19401970s2020+
14.7%
of Vance homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$93,000
County area median income, 4 people (HUD)HUD area median income, Tuscaloosa County, 4-person household (2026)
$94,545
Vance median household incomeMedian household income in Vance (Census, 2024)
14 of the 72 programs here set their income limit as a share of Tuscaloosa County’s area median income, adjusted for household size. See the published limits for Tuscaloosa County
Free help nearbyFree help near Vance
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Vance’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Tuscaloosa Path to Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Alabama and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Vance questions
Does Vance have its own down payment program?
No program run for Vance alone is listed. A home in Vance can use the 1 program that cover Tuscaloosa County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Vance?
Vance’s one local program does not list condos as eligible. Habitat for Humanity of Tuscaloosa Path to Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Tuscaloosa County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Tuscaloosa County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Vance?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
35490
Nearby in Tuscaloosa
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.