Pinal County HOME Homeownership / Down Payment Assistance Program
Forgivable loan · New construction · Income limits
Down payment assistance · Pinal County
Buying a home in Apache Junction, AZ
1 county program and 10 statewide.Apache Junction has no program of its own, 1 across Pinal County, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Apache Junction
No program of Apache Junction’s own yet
No program run for Apache Junction alone is listed. A home in Apache Junction can use Pinal County’s programs below, plus the Arizona statewide and federal ones.
The closest city that runs its own program is Mesa, about 16 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in PinalAnywhere in Pinal County
1 county program1 county program a Apache Junction homebuyer can use
The Apache Junction marketThe Apache Junction housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Apache Junction
- 39.8% single-familysingle-family
- 1.5% townhousetownhouse
- 3.4% 2–4 units2–4 units
- 6.8% 5+ unitscondo & apartment buildings (5+ units)
- 48.5% mobile & othermobile home & other
Condos count. Apache Junction’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Apache Junction’s homes were built
pre-19401970s2020+
20.3%
of Apache Junction homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$112,400
County area median income, 4 people (HUD)HUD area median income, Pinal County, 4-person household (2026)
$60,975
Apache Junction median household incomeMedian household income in Apache Junction (Census, 2024)
14 of the 73 programs here set their income limit as a share of Pinal County’s area median income, adjusted for household size. See the published limits for Pinal County
Free help nearbyFree help near Apache Junction
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Arizona and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Apache Junction questions
Does Apache Junction have its own down payment program?
No program run for Apache Junction alone is listed. A home in Apache Junction can use the 1 program that cover Pinal County and the 10 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Apache Junction?
Apache Junction’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Pinal County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Pinal County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Apache Junction?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
85217 · 85218 · 85219 · 85220 · 85278
Nearby in Pinal
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.