Down payment assistance · Yuma County
1 San Luis program, 2 county programs and 10 statewide.San Luis has 1 program of its own, 2 more across Yuma County, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Only for San Luis addresses
First-time homebuyers · New construction · Income limits · Single-family detached · Self-help new construction (Mutual Self-Help / Ayuda Mutua)
Anywhere in YumaAnywhere in Yuma County
The San Luis marketThe San Luis housing market
About condos. None of San Luis’s 3 local and county programs list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
8.6%
of San Luis homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
14 of the 75 programs here set their income limit as a share of Yuma County’s area median income, adjusted for household size. See the published limits for Yuma County
Free help nearbyFree help near San Luis
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Arizona and nationwide
Yes, one: Comite de Bien Estar - Bienestar Housing Resource Center Down Payment & Closing Cost Assistance, a down-payment assistance for first-time homebuyers (new construction, income limits). It is for homes inside San Luis.
None of San Luis’s 3 local and county programs list condos as eligible. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Yuma County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of San Luis. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
85349
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.