Comite de Bien Estar - Bienestar Housing Resource Center Down Payment & Closing Cost Assistance
Down-payment assistance · New construction · Income limits
Down payment assistance · Yuma County
Buying a home in Somerton, AZ
3 county programs and 10 statewide.Somerton has no program of its own, 3 across Yuma County, and 10 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Somerton
No program of Somerton’s own yet
No program run for Somerton alone is listed. A home in Somerton can use Yuma County’s programs below, plus the Arizona statewide and federal ones.
The closest city that runs its own program is Yuma, about 10 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in YumaAnywhere in Yuma County
3 county programs3 county programs a Somerton homebuyer can use
1 more program is for homes in Yuma. See them 1 program in neighboring cities — for homes inside those cities, not Somerton
- Yuma — Section 8 Home Ownership Program
The Somerton marketThe Somerton housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Somerton
- 81.2% single-familysingle-family
- 0.7% townhousetownhouse
- 10% 2–4 units2–4 units
- 4% 5+ unitscondo & apartment buildings (5+ units)
- 4.2% mobile & othermobile home & other
About condos. None of Somerton’s 3 local and county programs list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Somerton’s homes were built
pre-19401970s2020+
22.2%
of Somerton homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$79,300
County area median income, 4 people (HUD)HUD area median income, Yuma County, 4-person household (2026)
$74,015
Somerton median household incomeMedian household income in Somerton (Census, 2024)
14 of the 75 programs here set their income limit as a share of Yuma County’s area median income, adjusted for household size. See the published limits for Yuma County
Free help nearbyFree help near Somerton
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Arizona and nationwide
72 statewide & federal programs10 statewide programs, plus federal options
Somerton questions
Does Somerton have its own down payment program?
No program run for Somerton alone is listed. A home in Somerton can use the 3 programs that cover Yuma County and the 10 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Somerton?
None of Somerton’s 3 local and county programs list condos as eligible. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Yuma County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Yuma County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Somerton?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Somerton. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
85350
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.