Deferred second loan
Town of Paradise First Time Home Buyer Program
First-time homebuyers · Income limits · Single-family, Condo, Townhouse
Down payment assistance · Butte County
Buying a home in Paradise, CA
1 Paradise program, 1 county program and 54 statewide.Paradise has 1 program of its own, 1 more across Butte County, and 54 statewide. Here is what each one offers, and who near you can walk you through it.
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Only for Paradise addresses
Paradise’s own program
Anywhere in ButteAnywhere in Butte County
1 county program1 county program a Paradise homebuyer can also use
Income limits in Butte County
How programs here set their income limits
$89,400
County area median income, 4 people (HUD)HUD area median income, Butte County, 4-person household (2026)
51 of the 118 programs here set their income limit as a share of Butte County’s area median income, adjusted for household size. See the published limits for Butte County
Free help nearbyFree help near Paradise
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Paradise questions
Does Paradise have its own down payment program?
Yes, one: Town of Paradise First Time Home Buyer Program, a deferred second loan for first-time homebuyers (income limits). It is for homes inside Paradise.
Can I use assistance on a condo in Paradise?
All 2 of Paradise’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Butte County?
Each program sets its own. 51 of the programs here set theirs as a share of HUD’s area median income for Butte County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Paradise?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
95967 · 95969
Nearby in Butte
Sources
Sources: agency sites (June–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.