Deferred second loan
City of Woodland First-Time Homebuyer Assistance
First-time homebuyers · New construction · Income limits · Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
Down payment assistance · Yolo County
Buying a home in Woodland, CA
1 Woodland program, 1 county program and 54 statewide.Woodland has 1 program of its own, 1 more across Yolo County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Woodland addresses
Woodland’s own program
Anywhere in YoloAnywhere in Yolo County
1 county program1 county program a Woodland homebuyer can also use
1 more program is for homes in West Sacramento. See them 1 program in neighboring cities — for homes inside those cities, not Woodland
- West Sacramento — City of West Sacramento First-Time Homebuyer Program
The Woodland marketThe Woodland housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Woodland
- 64.9% single-familysingle-family
- 6.1% townhousetownhouse
- 7% 2–4 units2–4 units
- 19% 5+ unitscondo & apartment buildings (5+ units)
- 2.9% mobile & othermobile home & other
Condos count. All 2 of Woodland’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Woodland’s homes were built
pre-19401970s2020+
48.1%
of Woodland homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$129,600
County area median income, 4 people (HUD)HUD area median income, Yolo County, 4-person household (2026)
$90,180
Woodland median household incomeMedian household income in Woodland (Census, 2024)
52 of the 118 programs here set their income limit as a share of Yolo County’s area median income, adjusted for household size. See the published limits for Yolo County
Free help nearbyFree help near Woodland
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Woodland questions
Does Woodland have its own down payment program?
Yes, one: City of Woodland First-Time Homebuyer Assistance, a deferred second loan for first-time homebuyers (new construction, income limits). It is for homes inside Woodland.
Can I use assistance on a condo in Woodland?
All 2 of Woodland’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Yolo County?
Each program sets its own. 52 of the programs here set theirs as a share of HUD’s area median income for Yolo County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Woodland?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Woodland. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
95695 · 95776
Nearby in Yolo
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.