Deferred second loan
City of Visalia Down Payment Assistance Program
First-time homebuyers · New construction · Income limits · Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
Down payment assistance · Tulare County
Buying a home in Visalia, CA
2 Visalia programs, 1 county program and 54 statewide.Visalia has 2 programs of its own, 1 more across Tulare County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Visalia addresses
Visalia’s own programs
Deferred second loan
City of Visalia First-Time Homebuyer Program
First-time homebuyers · New construction · Income limits · Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
Anywhere in TulareAnywhere in Tulare County
1 county program1 county program a Visalia homebuyer can also use
1 more program is for homes in Porterville. See them 1 program in neighboring cities — for homes inside those cities, not Visalia
- Porterville — City of Porterville First-Time Homebuyer Program
The Visalia marketThe Visalia housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Visalia
- 76.3% single-familysingle-family
- 4.5% townhousetownhouse
- 9.6% 2–4 units2–4 units
- 6.7% 5+ unitscondo & apartment buildings (5+ units)
- 3% mobile & othermobile home & other
Condos count. All 3 of Visalia’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Visalia’s homes were built
pre-19401970s2020+
37.7%
of Visalia homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$76,400
County area median income, 4 people (HUD)HUD area median income, Tulare County, 4-person household (2026)
$81,989
Visalia median household incomeMedian household income in Visalia (Census, 2024)
53 of the 119 programs here set their income limit as a share of Tulare County’s area median income, adjusted for household size. See the published limits for Tulare County
Free help nearbyFree help near Visalia
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Visalia questions
Does Visalia have its own down payment program?
Yes, 2: City of Visalia Down Payment Assistance Program and City of Visalia First-Time Homebuyer Program. Each is for homes inside Visalia.
Can I use assistance on a condo in Visalia?
All 3 of Visalia’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Tulare County?
Each program sets its own. 53 of the programs here set theirs as a share of HUD’s area median income for Tulare County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Visalia?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Visalia. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
93277 · 93278 · 93279 · 93291 · 93292
Nearby in Tulare
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.