Deferred second loan
City of Porterville First-Time Homebuyer Program
First-time homebuyers · New construction · Income limits · Single-family (1-4 unit), FHA-approved condominium, townhome/PUD
Down payment assistance · Tulare County
Buying a home in Porterville, CA
1 Porterville program, 1 county program and 54 statewide.Porterville has 1 program of its own, 1 more across Tulare County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Porterville addresses
Porterville’s own program
Anywhere in TulareAnywhere in Tulare County
1 county program1 county program a Porterville homebuyer can also use
The Porterville marketThe Porterville housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Porterville
- 69.5% single-familysingle-family
- 2.2% townhousetownhouse
- 10% 2–4 units2–4 units
- 12.8% 5+ unitscondo & apartment buildings (5+ units)
- 5.5% mobile & othermobile home & other
Condos count. All 2 of Porterville’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Porterville’s homes were built
pre-19401970s2020+
49.5%
of Porterville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$76,400
County area median income, 4 people (HUD)HUD area median income, Tulare County, 4-person household (2026)
$60,461
Porterville median household incomeMedian household income in Porterville (Census, 2024)
52 of the 118 programs here set their income limit as a share of Tulare County’s area median income, adjusted for household size. See the published limits for Tulare County
Free help nearbyFree help near Porterville
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Porterville questions
Does Porterville have its own down payment program?
Yes, one: City of Porterville First-Time Homebuyer Program, a deferred second loan for first-time homebuyers (new construction, income limits). It is for homes inside Porterville.
Can I use assistance on a condo in Porterville?
All 2 of Porterville’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Tulare County?
Each program sets its own. 52 of the programs here set theirs as a share of HUD’s area median income for Tulare County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Porterville?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
93257 · 93258
Nearby in Tulare
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.