Down payment assistance for USDA loans in California
148 down payment assistance programs in California name USDA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- Greenline Housing Foundation Down Payment GrantStatewide
- GSFA OpenDoors Program
- GSFA Platinum Grant - Alameda County Specific
- GSFA Platinum Grant - Contra Costa County Specific
- GSFA Platinum Grant - Fresno County Specific
- GSFA Platinum Grant - Los Angeles County Specific
- GSFA Platinum Grant - San Bernardino County Specific
- GSFA Platinum Grant - Santa Clara County Specific
- GSFA Platinum - Sierra County
- GSFA Platinum - Siskiyou County
- GSFA Platinum - Tehama County
- City of La Puente CalHome Loan ProgramLa Puente
- City of Long Beach First-Generation Homebuyer GrantLong Beach
- City of Ontario First-Time Homebuyer ProgramOntario
- Tyndall Federal Credit Union $450 Closing CostStatewide
- Chase Bank Homebuyer GrantStatewide
- Tyndall Federal Credit Union $1,000 Off Closing CostStatewide
- California Housing Finance Agency MyHome Assistance ProgramStatewide
- GSFA Platinum Grant - Orange County Specific
- GSFA Platinum - Sutter County
- MEP Advantage DPA ProgramStatewide
- Great Nevada Mortgage Middle-Income Downpayment Assistance GrantsStatewide
- Burbank Housing Homeowner Down Payment Assistance ProgramMulti-County
- C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant ProgramStatewide
- CalHFA ZIP Program
- GSFA Platinum Forgivable Loan
- City of Dublin First Time Homebuyer Loan Program (FTHLP)Dublin
- Flagstar - Flagstar Gift ProgramStatewide
- American Pacific Mortgage Pathway DPAStatewide
- Home Ownership Program (HOP120)
- Town of Truckee BEGIN Reuse ProgramTruckee
- Destination HomeSan Jose
- San Francisco Federal Credit Union POPPYLoanAlameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano, Sonoma
- Long Beach First Time Homebuyer Assistance ProgramLong Beach
- City of Riverbank First Time Home Buyers ProgramRiverbank
- Siletz Tribal Housing Department Down Payment AssistanceStatewide
- FHLBank San Francisco WISH Program (Workforce Initiative Subsidy for Homeownership)
- Urban League of San Diego County HOPE Teacher Housing Grant ProgramSan Diego
- Town of Truckee CalHome Reuse ProgramTruckee
- Town of Paradise First Time Home Buyer ProgramParadise
- City of Lompoc Homebuyer Assistance ProgramLompoc
- City of Poway Supporting Home Ownership in Poway (SHOP) ProgramPoway
- National Homebuyers Fund (NHF) - Data Mortgage, Inc. dba Essex Mortgage Deferred Down Payment Assistance ProgramStatewide
- Northern Circle Indian Housing Authority Down Payment AssistanceStatewide
- Primary Residential Mortgage Down Payment ProgramStatewide
- Marin Housing Authority Below Market Rate (BMR) Ownership ProgramSan Rafael
- Essex Mortgage Forgivable/Deferred ProgramStatewide
- Fairway Independent Mortgage Corporation HOPER's Incentive ProgramStatewide
- U.S. Department of Housing and Urban Development HCV Homeownership ProgramStatewide
- City of Napa Down Payment Assistance ProgramNapa
- North Fork Rancheria Indian Housing Authority Down Payment Assistance ProgramStatewide
- San Pablo Economic Development Corporation San Pablo Loan Assistance for Sustainable HousingSan Pablo
- City of Patterson First Time Home Buyer ProgramPatterson
- AC Boost - Alameda County Down Payment Assistance
- Calaveras County Down Payment Assistance Program
- CalHFA USDA Program with MyHome
- Springboard CDFI California Homebuyer Assistance
- City of Hanford First-Time Homebuyer AssistanceHanford
- Confederated Tribes of Grand Ronde Down Payment AssistanceStatewide
- ReCoverCA Homebuyer Assistance Program (DR-HBA)
Questions, answered
Can down payment assistance be used with USDA loans in California?
148 down payment assistance programs in California name USDA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming USDA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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