Down payment assistance for conventional loans in California
358 down payment assistance programs in California name conventional loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- City of Woodland First-Time Homebuyer AssistanceWoodland
- Greenline Housing Foundation Down Payment GrantStatewide
- GSFA Platinum Grant - Alameda County Specific
- GSFA Platinum Grant - Contra Costa County Specific
- GSFA Platinum Grant - Fresno County Specific
- GSFA Platinum Grant - Los Angeles County Specific
- GSFA Platinum Grant - San Bernardino County Specific
- GSFA Platinum Grant - Santa Clara County Specific
- GSFA Platinum - Sierra County
- GSFA Platinum - Siskiyou County
- GSFA Platinum - Tehama County
- U.S. Bank Access Home Loan - California
- UC Systemwide Mortgage Origination Program (UC MOP)
- City of Huntington Beach First-Time Homebuyer ProgramHuntington Beach
- City of La Puente CalHome Loan ProgramLa Puente
- City of Long Beach First-Generation Homebuyer GrantLong Beach
- City of Modesto Down Payment Assistance ProgramModesto
- City of Modesto First-Time Homebuyer ProgramModesto
- City of Mountain View First-Time Homebuyer ProgramMountain View
- City of Ontario First-Time Homebuyer ProgramOntario
- City of Roseville First-Time Homebuyer ProgramRoseville
- City of Santa Monica Below Market Rate Homeownership AssistanceSanta Monica
- City of Sunnyvale First-Time Homebuyer ProgramSunnyvale
- Tyndall Federal Credit Union $450 Closing CostStatewide
- CrossCountry Mortgage Community PromiseStatewide
- Chase Bank Homebuyer GrantStatewide
- Tyndall Federal Credit Union $1,000 Off Closing CostStatewide
- SDHC First-Time Homebuyer Middle-Income ProgramSan Diego
- CrossCountry Mortgage Smart Start Down Payment Assistance ProgramStatewide
- City of Norwalk First-Time Homebuyer ProgramNorwalk
- Tri Counties Bank Homeownership Access ProgramStatewide
- California Housing Finance Agency MyHome Assistance ProgramStatewide
- GSFA Platinum Grant - Orange County Specific
- GSFA Platinum - Sutter County
- Habitat for Humanity Kern County - Homeownership Program
- MEP Advantage DPA ProgramStatewide
- PNC Bank PNC GrantStatewide
- Navy Federal Credit Union Military Choice LoanStatewide
- Great Nevada Mortgage Middle-Income Downpayment Assistance GrantsStatewide
- Burbank Housing Homeowner Down Payment Assistance ProgramMulti-County
- C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant ProgramStatewide
- CalHFA ZIP Program
- GSFA Platinum Forgivable Loan
- City of Dublin First Time Homebuyer Loan Program (FTHLP)Dublin
- Flagstar - Flagstar Gift ProgramStatewide
- American Pacific Mortgage Pathway DPAStatewide
- Home Ownership Program (HOP120)
- Inland Empire Down Payment Assistance Program (IEDPA)
- Pathway Homes Essential Workers ProgramStatewide
- PNC Bank Low to Moderate Income Borrower GrantStatewide
- Town of Truckee BEGIN Reuse ProgramTruckee
- Destination HomeSan Jose
- NASA FCU $0 Down, No PMI Mortgage PurchaseStatewide
- San Francisco Federal Credit Union POPPYLoanAlameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano, Sonoma
- City of Brentwood First Time Homebuyer Down Payment Assistance Program (DAP)Brentwood
- Empowered DPA Program Down Payment AssistanceStatewide
- Long Beach First Time Homebuyer Assistance ProgramLong Beach
- City of Riverbank First Time Home Buyers ProgramRiverbank
- Siletz Tribal Housing Department Down Payment AssistanceStatewide
- FHLBank San Francisco WISH Program (Workforce Initiative Subsidy for Homeownership)
Questions, answered
Can down payment assistance be used with conventional loans in California?
358 down payment assistance programs in California name conventional loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming conventional loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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