Down payment assistance for FHA loans in California
301 down payment assistance programs in California name FHA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- City of Woodland First-Time Homebuyer AssistanceWoodland
- Greenline Housing Foundation Down Payment GrantStatewide
- GSFA OpenDoors Program
- GSFA Platinum Grant - Alameda County Specific
- GSFA Platinum Grant - Contra Costa County Specific
- GSFA Platinum Grant - Fresno County Specific
- GSFA Platinum Grant - Los Angeles County Specific
- GSFA Platinum Grant - San Bernardino County Specific
- GSFA Platinum Grant - Santa Clara County Specific
- GSFA Platinum - Sierra County
- GSFA Platinum - Siskiyou County
- GSFA Platinum - Tehama County
- City of Huntington Beach First-Time Homebuyer ProgramHuntington Beach
- City of La Puente CalHome Loan ProgramLa Puente
- City of Long Beach First-Generation Homebuyer GrantLong Beach
- City of Modesto Down Payment Assistance ProgramModesto
- City of Modesto First-Time Homebuyer ProgramModesto
- City of Mountain View First-Time Homebuyer ProgramMountain View
- City of Ontario First-Time Homebuyer ProgramOntario
- City of Roseville First-Time Homebuyer ProgramRoseville
- City of Sunnyvale First-Time Homebuyer ProgramSunnyvale
- Tyndall Federal Credit Union $450 Closing CostStatewide
- Chase Bank Homebuyer GrantStatewide
- Tyndall Federal Credit Union $1,000 Off Closing CostStatewide
- SDHC First-Time Homebuyer Middle-Income ProgramSan Diego
- City of Norwalk First-Time Homebuyer ProgramNorwalk
- Tri Counties Bank Homeownership Access ProgramStatewide
- California Housing Finance Agency MyHome Assistance ProgramStatewide
- GSFA Platinum Grant - Orange County Specific
- GSFA Platinum - Sutter County
- MEP Advantage DPA ProgramStatewide
- Great Nevada Mortgage Middle-Income Downpayment Assistance GrantsStatewide
- Burbank Housing Homeowner Down Payment Assistance ProgramMulti-County
- C.A.R's Housing Affordability Fund (HAF) Pathway to Home Closing Cost Assistance Grant ProgramStatewide
- CalHFA ZIP Program
- Chenoa Fund FHA Rate Advantage (Forgivable 3.5%)
- GSFA Platinum Forgivable Loan
- City of Dublin First Time Homebuyer Loan Program (FTHLP)Dublin
- Flagstar - Flagstar Gift ProgramStatewide
- American Pacific Mortgage Pathway DPAStatewide
- Home Ownership Program (HOP120)
- Inland Empire Down Payment Assistance Program (IEDPA)
- Town of Truckee BEGIN Reuse ProgramTruckee
- Destination HomeSan Jose
- San Francisco Federal Credit Union POPPYLoanAlameda, Contra Costa, Marin, Napa, San Francisco, San Mateo, Santa Clara, Solano, Sonoma
- Empowered DPA Program Down Payment AssistanceStatewide
- Long Beach First Time Homebuyer Assistance ProgramLong Beach
- City of Riverbank First Time Home Buyers ProgramRiverbank
- Siletz Tribal Housing Department Down Payment AssistanceStatewide
- FHLBank San Francisco WISH Program (Workforce Initiative Subsidy for Homeownership)
- BluePoint Mortgage Zero-Down Home LoanStatewide
- City of Lancaster First-Time Homebuyer AssistanceLancaster
- CalHFA CalPLUS FHA + ZIP Combined Program
- Chenoa Fund FHA Forgivable DPA (3.5% - 36 month)
- Urban League of San Diego County HOPE Teacher Housing Grant ProgramSan Diego
- Town of Truckee CalHome Reuse ProgramTruckee
- Town of Paradise First Time Home Buyer ProgramParadise
- City of Lompoc Homebuyer Assistance ProgramLompoc
- City of Poway Supporting Home Ownership in Poway (SHOP) ProgramPoway
- National Homebuyers Fund (NHF) - Data Mortgage, Inc. dba Essex Mortgage Deferred Down Payment Assistance ProgramStatewide
Questions, answered
Can down payment assistance be used with FHA loans in California?
301 down payment assistance programs in California name FHA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming FHA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
See every program in California →
How FHA loans work with down payment assistance, nationally →
90-second match
Not sure which you qualify for?
Answer 9 questions and we'll match you to every program you can actually use — in about 90 seconds. No SSN, no credit pull.
Find my programs