AC Boost - Alameda County Down Payment Assistance
Shared-appreciation loan · New construction · Income limits
Down payment assistance · Alameda County
Buying a home in Alameda, CA
6 county programs and 54 statewide.Alameda has no program of its own, 6 across Alameda County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Alameda
No program of Alameda’s own yet
No program run for Alameda alone is listed. A home in Alameda can use Alameda County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Oakland, about 2 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in AlamedaAnywhere in Alameda County
6 county programs6 county programs a Alameda homebuyer can use
- AC Boost - Alameda County Down Payment AssistanceUp to $210,000
- GSFA Platinum Grant - Alameda County SpecificGrant
- Habitat for Humanity East Bay/Silicon Valley - Homeownership ProgramGrant
- Habitat for Humanity Tri-ValleyGrant
- Housing Trust Silicon Valley - Home Access Program (Alameda/Contra Costa)Deferred
- Northern California Land Trust (NCLT) - Bay Area CLT HomeownershipAssistance
9 more programs are for homes in Berkeley, Dublin, Emeryville, Hayward, Livermore, Oakland, Pleasanton and San Leandro. See them 9 programs in neighboring cities — for homes inside those cities, not Alameda
- Berkeley — City of Berkeley First-Time Homebuyer Down Payment Assistance
- Dublin — City of Dublin First Time Homebuyer Loan Program (FTHLP)
- Emeryville — City of Emeryville First Home Emeryville Down Payment Assistance Program
- Hayward — City of Hayward First-Time Homebuyer Program
- Livermore — City of Livermore First-Time Homebuyer Assistance
- Oakland — City of Oakland First-Time Homebuyer Program
- Pleasanton — City of Pleasanton First-Time Homebuyer Program
- San Leandro — City of San Leandro Down Payment Assistance
- Oakland — Oakland Community Land Trust (OakCLT) - Homeownership Program
The Alameda marketThe Alameda housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Alameda
- 43.4% single-familysingle-family
- 12.1% townhousetownhouse
- 13.6% 2–4 units2–4 units
- 30.4% 5+ unitscondo & apartment buildings (5+ units)
- 0.4% mobile & othermobile home & other
Condos count. 4 of Alameda’s 6 local and county programs accept condos. Habitat for Humanity East Bay/Silicon Valley - Homeownership Program lists habitat-built single-family home. Habitat for Humanity Tri-Valley lists habitat-built single-family home.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Alameda’s homes were built
pre-19401970s2020+
72.5%
of Alameda homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$162,800
County area median income, 4 people (HUD)HUD area median income, Alameda County, 4-person household (2026)
$137,697
Alameda median household incomeMedian household income in Alameda (Census, 2024)
56 of the 122 programs here set their income limit as a share of Alameda County’s area median income, adjusted for household size. See the published limits for Alameda County
Free help nearbyFree help near Alameda
17 HUD-approved counseling agencies within 15 miles17 HUD-approved housing counseling agencies within 15 miles
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.5 of the 6 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Alameda questions
Does Alameda have its own down payment program?
No program run for Alameda alone is listed. A home in Alameda can use the 6 programs that cover Alameda County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Alameda?
4 of Alameda’s 6 local and county programs accept condos. Habitat for Humanity East Bay/Silicon Valley - Homeownership Program lists habitat-built single-family home. Habitat for Humanity Tri-Valley lists habitat-built single-family home. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Alameda County?
Each program sets its own. 56 of the programs here set theirs as a share of HUD’s area median income for Alameda County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Alameda?
HUD-approved housing counseling agencies teach homebuyer classes, and 17 agencies are within 15 miles of Alameda. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
94501 · 94502
Nearby in Alameda
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.