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Down payment assistance

Buying a home in Aliso Viejo, CA

5 county programs and 54 statewide.

Find my programs

What’s local to Aliso Viejo

No program run for Aliso Viejo alone is listed. A home in Aliso Viejo can use Orange County’s programs below, plus the California statewide and federal ones.

The closest city that runs its own program is Irvine, about 9 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Orange

5 county programs

7 more programs are for homes in Santa Ana, Buena Park, Anaheim, Garden Grove, Huntington Beach, Irvine and La Habra. See them
  • Santa Ana — City of Santa Ana My First Home Program
  • Buena Park — City of Buena Park First-Time Homebuyer Assistance
  • Anaheim — City of Anaheim First-Time Homebuyer Program
  • Garden Grove — City of Garden Grove First-Time Homebuyer Program
  • Huntington Beach — City of Huntington Beach First-Time Homebuyer Program
  • Irvine — Irvine Community Land Trust - Affordable Homeownership
  • La Habra — La Habra Homebuyer Assistance Program - Orange County

The Aliso Viejo market

Kinds of homes here

  • 36.4% single-family
  • 24.5% townhouse
  • 4.7% 2–4 units
  • 33.5% 5+ units
  • 0.9% mobile & other

Condos count. 4 of Aliso Viejo’s 5 local and county programs accept condos. Habitat for Humanity of Orange County - Homeownership Program lists habitat-built single-family home.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

5.6%

of Aliso Viejo homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$138,600
County area median income, 4 people (HUD)
$142,439
Aliso Viejo median household income

See the published limits for Orange County

Free help nearby

3 HUD-approved counseling agencies within 15 miles

4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across California and nationwide

116 statewide & federal programs

Aliso Viejo questions

Does Aliso Viejo have its own down payment program?

No program run for Aliso Viejo alone is listed. A home in Aliso Viejo can use the 5 programs that cover Orange County and the 54 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Aliso Viejo?

4 of Aliso Viejo’s 5 local and county programs accept condos. Habitat for Humanity of Orange County - Homeownership Program lists habitat-built single-family home. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Orange County?

Each program sets its own. 55 of the programs here set theirs as a share of HUD’s area median income for Orange County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Aliso Viejo?

HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Aliso Viejo. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

92656 · 92698

Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.