Orange County Mortgage Assistance Program (MAP)
Deferred second loan · New construction · Income limits
Down payment assistance · Orange County
Buying a home in Dana Point, CA
5 county programs and 54 statewide.Dana Point has no program of its own, 5 across Orange County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Dana Point
No program of Dana Point’s own yet
No program run for Dana Point alone is listed. A home in Dana Point can use Orange County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Irvine, about 16 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in OrangeAnywhere in Orange County
5 county programs5 county programs a Dana Point homebuyer can use
7 more programs are for homes in Santa Ana, Buena Park, Anaheim, Garden Grove, Huntington Beach, Irvine and La Habra. See them 7 programs in neighboring cities — for homes inside those cities, not Dana Point
- Santa Ana — City of Santa Ana My First Home Program
- Buena Park — City of Buena Park First-Time Homebuyer Assistance
- Anaheim — City of Anaheim First-Time Homebuyer Program
- Garden Grove — City of Garden Grove First-Time Homebuyer Program
- Huntington Beach — City of Huntington Beach First-Time Homebuyer Program
- Irvine — Irvine Community Land Trust - Affordable Homeownership
- La Habra — La Habra Homebuyer Assistance Program - Orange County
The Dana Point marketThe Dana Point housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Dana Point
- 51.9% single-familysingle-family
- 13.5% townhousetownhouse
- 17.6% 2–4 units2–4 units
- 16.4% 5+ unitscondo & apartment buildings (5+ units)
- 0.5% mobile & othermobile home & other
Condos count. 4 of Dana Point’s 5 local and county programs accept condos. Habitat for Humanity of Orange County - Homeownership Program lists habitat-built single-family home.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Dana Point’s homes were built
pre-19401970s2020+
53.1%
of Dana Point homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$138,600
County area median income, 4 people (HUD)HUD area median income, Orange County, 4-person household (2026)
$141,520
Dana Point median household incomeMedian household income in Dana Point (Census, 2024)
55 of the 121 programs here set their income limit as a share of Orange County’s area median income, adjusted for household size. See the published limits for Orange County
Free help nearbyFree help near Dana Point
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.4 of the 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Dana Point questions
Does Dana Point have its own down payment program?
No program run for Dana Point alone is listed. A home in Dana Point can use the 5 programs that cover Orange County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Dana Point?
4 of Dana Point’s 5 local and county programs accept condos. Habitat for Humanity of Orange County - Homeownership Program lists habitat-built single-family home. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Orange County?
Each program sets its own. 55 of the programs here set theirs as a share of HUD’s area median income for Orange County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Dana Point?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Dana Point. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
92629
Nearby in Orange
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.