GSFA Platinum - Tuolumne County
Assistance grant · New construction · Income limits
Down payment assistance · Tuolumne County
Buying a home in Cedar Ridge, CA
1 county program and 54 statewide.Cedar Ridge has no program of its own, 1 across Tuolumne County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Cedar Ridge
No program of Cedar Ridge’s own yet
No program run for Cedar Ridge alone is listed. A home in Cedar Ridge can use Tuolumne County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Riverbank, about 43 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in TuolumneAnywhere in Tuolumne County
1 county program1 county program a Cedar Ridge homebuyer can use
The Cedar Ridge marketThe Cedar Ridge housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Cedar Ridge
- 99.1% single-familysingle-family
- 0% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 0.9% mobile & othermobile home & other
Condos count. Cedar Ridge’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Cedar Ridge’s homes were built
pre-19401970s2020+
52.9%
of Cedar Ridge homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$102,200
County area median income, 4 people (HUD)HUD area median income, Tuolumne County, 4-person household (2026)
$82,308
Cedar Ridge median household incomeMedian household income in Cedar Ridge (Census, 2024)
50 of the 117 programs here set their income limit as a share of Tuolumne County’s area median income, adjusted for household size. See the published limits for Tuolumne County
Free help nearbyFree help near Cedar Ridge
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Cedar Ridge questions
Does Cedar Ridge have its own down payment program?
No program run for Cedar Ridge alone is listed. A home in Cedar Ridge can use the 1 program that cover Tuolumne County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Cedar Ridge?
Cedar Ridge’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Tuolumne County?
Each program sets its own. 50 of the programs here set theirs as a share of HUD’s area median income for Tuolumne County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Cedar Ridge?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
95924
Nearby in Tuolumne
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.