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Down payment assistance

Buying a home in Columbia, CA

1 county program and 54 statewide.

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What’s local to Columbia

No program run for Columbia alone is listed. A home in Columbia can use Tuolumne County’s programs below, plus the California statewide and federal ones.

The closest city that runs its own program is Riverbank, about 36 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Tuolumne

1 county program

The Columbia market

Kinds of homes here

  • 57.4% single-family
  • 6.7% townhouse
  • 4.5% 2–4 units
  • 3.4% 5+ units
  • 28.1% mobile & other

Condos count. Columbia’s one local program accepts condos.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

52.7%

of Columbia homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$102,200
County area median income, 4 people (HUD)
$58,520
Columbia median household income

See the published limits for Tuolumne County

Free help nearby

Free help from a HUD-approved housing counselor

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Across California and nationwide

116 statewide & federal programs

Columbia questions

Does Columbia have its own down payment program?

No program run for Columbia alone is listed. A home in Columbia can use the 1 program that cover Tuolumne County and the 54 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Columbia?

Columbia’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Tuolumne County?

Each program sets its own. 50 of the programs here set theirs as a share of HUD’s area median income for Tuolumne County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Columbia?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

95310

Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.