GSFA Platinum - El Dorado County
Assistance grant · New construction · Income limits
Down payment assistance · El Dorado County
Buying a home in Diamond Springs, CA
1 county program and 54 statewide.Diamond Springs has no program of its own, 1 across El Dorado County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Diamond Springs
No program of Diamond Springs’s own yet
No program run for Diamond Springs alone is listed. A home in Diamond Springs can use El Dorado County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Folsom, about 20 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in El DoradoAnywhere in El Dorado County
1 county program1 county program a Diamond Springs homebuyer can use
The Diamond Springs marketThe Diamond Springs housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Diamond Springs
- 64.1% single-familysingle-family
- 6.3% townhousetownhouse
- 3.9% 2–4 units2–4 units
- 7.8% 5+ unitscondo & apartment buildings (5+ units)
- 17.9% mobile & othermobile home & other
Condos count. Diamond Springs’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Diamond Springs’s homes were built
pre-19401970s2020+
47.3%
of Diamond Springs homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$124,000
County area median income, 4 people (HUD)HUD area median income, El Dorado County, 4-person household (2026)
$77,219
Diamond Springs median household incomeMedian household income in Diamond Springs (Census, 2024)
50 of the 117 programs here set their income limit as a share of El Dorado County’s area median income, adjusted for household size. See the published limits for El Dorado County
Free help nearbyFree help near Diamond Springs
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Diamond Springs questions
Does Diamond Springs have its own down payment program?
No program run for Diamond Springs alone is listed. A home in Diamond Springs can use the 1 program that cover El Dorado County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Diamond Springs?
Diamond Springs’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in El Dorado County?
Each program sets its own. 50 of the programs here set theirs as a share of HUD’s area median income for El Dorado County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Diamond Springs?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
95619
Nearby in El Dorado
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.