Yolo County Down Payment Assistance Program
Deferred second loan · New construction · Income limits
Down payment assistance · Yolo County
Buying a home in Esparto, CA
1 county program and 54 statewide.Esparto has no program of its own, 1 across Yolo County, and 54 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Esparto
No program of Esparto’s own yet
No program run for Esparto alone is listed. A home in Esparto can use Yolo County’s programs below, plus the California statewide and federal ones.
The closest city that runs its own program is Woodland, about 13 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in YoloAnywhere in Yolo County
1 county program1 county program a Esparto homebuyer can use
2 more programs are for homes in West Sacramento and Woodland. See them 2 programs in neighboring cities — for homes inside those cities, not Esparto
- West Sacramento — City of West Sacramento First-Time Homebuyer Program
- Woodland — City of Woodland First-Time Homebuyer Assistance
The Esparto marketThe Esparto housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Esparto
- 64.2% single-familysingle-family
- 2.4% townhousetownhouse
- 1% 2–4 units2–4 units
- 12.7% 5+ unitscondo & apartment buildings (5+ units)
- 19.8% mobile & othermobile home & other
Condos count. Esparto’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Esparto’s homes were built
pre-19401970s2020+
40.5%
of Esparto homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$129,600
County area median income, 4 people (HUD)HUD area median income, Yolo County, 4-person household (2026)
$102,986
Esparto median household incomeMedian household income in Esparto (Census, 2024)
51 of the 117 programs here set their income limit as a share of Yolo County’s area median income, adjusted for household size. See the published limits for Yolo County
Free help nearbyFree help near Esparto
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Esparto’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Yolo County Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across California and nationwide
116 statewide & federal programs54 statewide programs, plus federal options
Esparto questions
Does Esparto have its own down payment program?
No program run for Esparto alone is listed. A home in Esparto can use the 1 program that cover Yolo County and the 54 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Esparto?
Esparto’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Yolo County?
Each program sets its own. 51 of the programs here set theirs as a share of HUD’s area median income for Yolo County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Esparto?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
95627
Nearby in Yolo
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.